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St Petersburg, FL 33702

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Insurance Blog

Liability Auto Insurance: What It Really Covers

If you are no longer making payments on your automobile, you may be tempted to carry only the required amount of liability auto insurance. After being required to carry high levels of coverage by a lender, the lure of saving money by drastically reducing the amount of coverage that you carry is significant. It may not be the best option for you financially in the long run. The agents at TBIG Insurance, Inc. serve clients throughout the state of Florida. They are the experts in getting you the coverage that you need.

With required minimum liability auto insurance, you are protected if you are in an accident where you are deemed at fault. These policies essentially cover the cost to repair the other person’s vehicle, their medical expenses, and any property damage if you are deemed liable for an accident. If they decide to sue, you can also be responsible for their legal fees. Liability insurance helps to cover these expenses. They do not, however, pay to repair your vehicle or your medical expenses. Also, the coverage that they provide is only up to a certain amount. If the injured parties medical expenses and/or legal fees exceeds what is outlined in the policy, you will be financially responsible. This can be financially ruinous for most families. The best course of action is to discuss your current coverage and lifestyle to get the protection that you need. The team at TBIG Insurance, Inc. work every day to help our Florida customers have the peace of mind that proper insurance can provide. While liability auto insurance rates might be tempting, in the long run, it may not be the best fit for you. Call and visit to get the coverage you need today!