As a tenant in Florida, you might think that purchasing renter’s insurance is not important because your landlord already has coverage or you don’t want another monthly expense. If you take it into deep consideration, renters insurance is a great help for those living in rental houses.
Here are some of the pluses of having a renters policy:
It Covers All That Your Landlord’s Insurance Doesn’t
In the event of your possessions being destroyed in your rental house, the landlord cannot be held responsible for it unless the building had some problems before the event. Their insurance only provides coverage for the building. You will not be able to make any claims for your property, but with renters insurance, your Florida property is covered in case of such events.
It Offers Cover For Various Disasters
With Florida renter’s insurance, you receive coverage for a wide variety of disasters such as wind and smoke damage, electrical surges and explosions, robbery and vandalism, and lightning and fire. Additionally, if you have people living in your apartment, it covers your liability. It also offers you protection if you damage someone else’s property accidentally.
It Can Provide Shelter After or During a Disaster
Renter’s insurance at TBIG Insurance, Inc. in St. Petersburg, FL provides coverage for all the costs you incur as repairs are made to your apartment or home after a disaster. You can gain access to meals and a decent hotel room if, for instance, you are displaced in the event of a covered peril.
Your Belongings are Covered
Most insurances only offer a policy to a particular extent, but with renter’s insurance, your options are limitless. If your storage space is destroyed, all your goods are covered as per your policy terms. Additionally, if the motorcycle or bike that you take to work were to be stolen, it still receives coverage.
TBIG Insurance, Inc. in St. Petersburg, FL will ensure that you get all these benefits and a lot more so give us a call today! Our agents are ready to answer your questions and provide you with a quote on renter's insurance.