Whether you operate or own a boat in Florida, you can rest assured that marine or boat insurance provided by TBIG Insurance, Inc. in St. Petersburg, FL has you covered for risks of injury, damage, loss, or theft of your craft. It also includes any person traveling in your vessel and handles all costs you may incur to property or people should there be accidental damage.
Plenty of insurers in Florida will provide marine craft insurance that offers coverage for loss or damage, with a variety of added alternatives. Certain professional boat insurers, such as TBIG Insurance, Inc. in St. Petersburg, FL, can offer boat coverage for incidents that happen on and off the water. This can include damages during transportation and wreckage retrieval in the event of an accident on the water.
Often than not, boats can be quite costly to cover. If you accidentally cause damage to a marine craft or boat, you’ll have to part with a considerable sum of money if you wish to take care of the matter. Therefore, boat insurance is a must for any boat owner who values their craft. Just like auto insurance, boat insurance policies will be clear on either a market value or agreed value as the amount insured for the equipment and boat that you possess.
Typically, boat insurance has a component for any physical damage, which covers your motor, boat, and other related equipment like a trailer from a variety of risks such as accident, storm damage, or vandalism.
Certain policies offer an added alternative to take out extra medical coverage in the event of an injury or accident. Others provide you with medical expenses included in them.
If a person using your boat or you cause physical damage to property or another person accidentally in Florida, the liability coverage may take care of all the financial costs. It is crucial for you to take into full consideration how much coverage you need prior to procuring a policy in Florida since various policies have various liability coverage limits. Call us today for more information, and our agents can get you started on a policy.